Uncertain Striver
This audience is managing a few health conditions and is perpetually nervous about the future costs of care. They want to invest in their health now to avoid being a burden on others later and are willing to pay a little more for better insurance. This consumer has done research on Medicare options but still feels like they could use some advice. They’re more likely to be drawn to health insurance brands that seek to support them by offering personal assistance and building on their current Medicare understanding.
Communication Tip: Continually reassure the caller that you’re there for guidance and support until they feel confident about their choices.
Moderate Pragmatist
Generally well-prepared and not stressed about retirement, Moderate Pragmatists feel pretty good for their age and take a minimalist, preventative maintenance approach to their healthcare. They tend to have a general understanding of Medicare, but don’t feel compelled to proactively seek guidance when making decisions. They are more likely to select a health insurance brand one time and stick with it for subsequent years.
Communication Tip: Be very simple, straight forward, and hyper-focused on what makes Aetna Medicare plans worth switching for.
Confident Manager
Confident Managers are well-positioned for retirement and planning to make the most of it. Health conscious and proactively investing in health, they tend to be a well-informed health insurance consumer who takes time to make sure they have the best coverage. Confident Managers are more likely to be drawn to health insurance brands that treat them as informed peers, as opposed to needy consumers.
Communication Tip: Be prepared to provide clear, differentiating product details and succinct answers to specific questions about plans available in their area.
Overwhelmed Struggler
Overwhelmed Strugglers are generally unhealthy and financially constrained. They are typically managing multiple health conditions and have a hard time doing this proactively. They need high levels of help and guidance when it comes to making Medicare decisions, and they typically shop for a plan based on drug coverage and lowest cost.
Communication Tip: Continually reassure the caller that you’re there for guidance and support and ask specific questions about their coverage needs.
Disengaged Minimalist
Disengaged Minimalists perceive themselves as healthy and financially stable, even though they may not be. As a result, they do not prioritize health or health insurance. These tend to be decisions they want to make quickly and move on. Because they do not value their health insurance, they tend to gravitate to the lowest cost solution to checking this box.
Communication Tip: Reassure the caller that it’s worth their time to understand their coverage options and focus on the value of the benefits, especially as it pertains to potential cost savings or protection.